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Discover MoreConnected details:
PAY OR PURCHASE WITH PAY BY BANK NETWORK
The simplest and most trusted way to link your bank for seamless payments and purchases.
SELL WITH PAY BY BANK NETWORK
Lower costs, higher transaction approval rates, and guaranteed ACH deposits — with no returns or chargebacks.
EFFORTLESS BANK CONNECTION
The fastest and most secure way to connect your bank account.
INSTANT PAYOUT
Real-time payouts to your customers' bank accounts, available 24/7/365.
AI PROTECTION GUARANTEED
AI-Powered Risk Scoring
We evaluate every user by looking at their past transaction behavior, building a full-picture view of how they act, spotting recurring customer habits, and measuring how often they transact.
Adaptive decisioning
Our models retrain constantly on data across the entire network, so they spot new fraud tactics the moment they appear.
Approval by Reputation
Trusted users get fast-tracked to VIP status through our Reputation APIs — earning higher deposit limits and quicker sign-offs.
Stop Bad ActorsEarly
We flag and block fraudulent users the moment we recognize them — no waiting for damage to pile up.
Real-time surveillance
Each transaction gets scanned in real time, all the time.
Human + AI Fraud Defense
Smart AI models and human reviewers work together, each catching what the other might miss.
WHAT IS CENTREXS?
Centrexs is a digital payment platform that lets individuals and businesses transact quickly and securely via pay by bank network and card. Whether you're a business accepting payments or an individual paying your favorite merchants, Centrexs makes it instant, reliable, and effortless.